Key Person Insurance
Insurance purchased by an employer on a key person within the organization to protect that employer from the financial impact that could result should that employee become ill, disabled, or die. This insurance may be life, health, or disability. Normally, the employee covered has special skills, training, management, or significant attributes that would cause the organization loss of income should that employee become unavailable and a replacement need to be hired or trained.

Life Insurance
Disability Insurance
Health Insurance
• Health Savings Accounts
• Short Term Medical
Medicare Supplemental
Long Term Care
Travel Insurance
Annuities
Group Life
Accidental Death + Dismemberment
(AD&D)

Short Term Disability Insurance
Long-Term Disability Insurance
Group Health Insurance
• Partially Self-Funded Medical
• Health Savings Accounts
• Health Reimbursement Accounts
• Section 125 Plans
• Group Dental
• Group Vision
Voluntary Benefits
• Group Long-Term Care
Key Person Insurance
• Buy Sell Planning
Estate Planning

(800) 628-7794 · (304) 636-1680 · (304) 636-2043 FAX • web@alleghenyinsurance.com • P.O. Box 1426, Elkins, WV 26241
© 2007 Allegheny Insurance Services, Elkins, West Virginia. All rights reserved.