Autumn is the season for leaf-peeping, bundling up and sipping on hot apple cider. Along with the spooky and coziness that fall offers, the pumpkin spice season also brings in challenges for automobile and homeowners. Keep reading to find out how to prepare yourself from potential risks with Allegheny Insurance.

  1. An uptick in animal versus vehicle accidents are prone to happen.
    From October to December, motorists have a higher chance of being involved in a vehicle collision with wildlife. This is because larger animals tend to be more active this time of the year as they search for food. Keep an eye out while driving at dusk or dawn.
  2. An increase in rear-end crashes are reported each fall.
    The National Transportation Safety Board reports that roughly 1.7 million rear-end accidents occur in the U.S. each year. Eighty-seven percent of those claims are reported in the fall. Be sure to check mirrors and windows multiple times before backing up and leave at least a car’s distance between you and the car in front.
  3. Cooler temperatures can be troublesome for homeowners
    Autumn brings in cool and brisk temperatures which can lead to frozen pipes and water damage to your home. Now is the time to winterize your pipes to prevent issues when temperatures drop. Properly insulate the pipes and be sure to inspect them for cracks, leaks, and fractures. There’s nothing worse than waking up to find that your pipes are frozen or have busted overnight.
  4. Be wary of fireplace dangers.
    Sitting in front of the fireplace during a crisp autumn morning is the perfect way to begin the day, but a fireplace can lead to smoke and fire damage to the house. Be sure to inspect and clean the chimneys often and open the flue before starting a fire.

Fall should be a pleasant time before the holiday chaos ensues. Take the proper precautions to ensure that you have a safe and accident-free autumn season. Reach out to an Allegheny Insurance representative for more information and tips.