People love to ride ATV’s, play, hike and do other recreational activities on vacant land. For this reason, it’s typically not the lack of income from vacant land that is the largest financial risk, it’s the liability. As the land owner, you could be held liable if someone were to get injured on your […]
As the economy picks up in 2015 we are seeing more jobs which equal more risks especially when it comes to uninsured sub-contractors. These uninsured sub-contractors can create big surprises for your business when your General Liability and Workers Compensation policies are audited. Insurance companies are starting to view these contractors as your employees.
Protecting your identity in the internet age is no easy task, especially those who deal with sensitive information about customers or employees. Hackers are increasingly targeting small to medium sized businesses since they are low-hanging fruit in the form of networks with poor security. Whether it’s a stolen computer or an improperly shredded document, […]
As we begin a new year, we often advise our clients to take the opportunity to look at their current insurance coverage and make sure there aren’t any gaps due to changes from the previous year.
Items that may be overlooked are new pieces of the Affordable Care Act law that are being implemented in […]