- A personal conversation between you and your agent, or an authorized representative from our agency; or,
- You receive a written confirmation from our agency verifying that the new coverage or coverage change has been bound.
New coverages or changes in coverage requested via email from this website will not be effective until a conversation or confirmation occurs. Policy conditions, terms and eligibility can vary from company to company. Thus, coverages are subject to the policy terms and conditions detailed in each company’s insurance contract.